Uncensored dirty talk
Talk dirty with someone who stays in character
Free to start. Every character is a fictional adult.
Dirty talk falls apart when it reads like a form letter — the same four sentences whoever you are talking to. Here it comes out of who they are: what they would actually say, in their register, at the pace they would actually say it, with the scene you two are already in behind it.
You set how far it goes and they hold that line. Ask them to slow down and they slow down; change your mind and the scene changes with you. It is a conversation, which is the whole difference.